Built by people who've sat on your side of the renewal table.

Small independent brokerages — one to five producers — do the hardest work in benefits with the fewest tools. Censuses go out to a handful of favorite group reps, PDFs come back a week later, and proposals get rebuilt in spreadsheets at 11pm the night before the meeting.

Innov8 Benefits is the general agency for that shop. You ask us to quote. We come back with a proposal. When the census is in good shape, that is often about ten minutes. Benefit administration tools are staged so you can see the enrollment home before anything is live. You keep the client relationship in your own name.

We offer guaranteed issue medical, overlay medical plans, voluntary products, Pharma savings programs, and Benefit Administration tools. The proposal names the specific plans. You do not create an account to start.